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Variable Rate
0.10% APY*


Rates up to...
0.15% APY*


Rates up to...
2.55% APY*

Credit Card

Rates as low as...
9.90% APR*

Auto Loans

As low as...
2.99% APR*

*APY=Annual Percentage Yield

2018 Annual Report is now available. Friday April 19, 2019 VFCU will be closed.

Opportunity to Volunteer

  • Are you a LEADER?
  • Decision-maker?
  • Problem-solver?
  • VFCU Member?

    Veritas Federal Credit Union (VFCU) is currently seeking dedicated volunteers to fill open vacancies on the Supervisory Committee & Board of Directors.

    Click for more information on how you can become a volunteer.
  • It's Never too Late for a Student Loan

    Get the money you need to help make higher education happen.

    Whether you're an undergraduate student, graduate student, or parent helping a student pay for school, these flexible loans are designed to meet your needs.

    -Competitive variable and fixed interest rates.
    -No origination for or prepayment penalty.
    -Multiple repayment options

    Learn which loan is right for you!
    Student Loans




    We've completed our technology upgrades

    New eBanking is ready to use, featuring a new look and improved functionality.

    Our NEW eMobile App is available on Google Play, and the iTunes Store.

    We've added a new ePay bill payer service, that's easier to use and FREE!

    See a demonstration on how to use your new ePay bill payer service by clicking this link.


    Our new eBanking platform is loaded with new features. Quickly and easily transfer funds between your accounts and make loan payments. View your account history, and your eStatements. You can set reminders to let you know when your balance has reached a certain level or when a particular item has cleared. You can even order checks and make address changes.

    If you have used eBanking since June 1, please re-register your account click this link to view these instructions.

    If it's been a while since you have used eBanking, please give us a call @ 855-663-8328 assist you!

    We are so excited to offer this high-tech service to the membership and without doubt you will be excited at ALL the new features!

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    Veritas Federal Credit Union
    One Nissan Way
    Franklin, TN 37067

    Mailing Address:
    PO Box 2659
    Smyrna, TN 37167

    Main Phone: (615) 786-0452
    Member Service: (855) 663-8328
    Email Us!

    Routing Number: 064182605
    VFCU NMLS #409723
    Am I Eligible?
    Fee Schedule


    Lost/Stolen VISA Card
    (800) 325-3678

    Lost/Stolen Debit Card
    (888) 241-2440
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        - Wire Transfers
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        - Convenience Services

    © Copyright 2018 Veritas Federal Credit Union All Rights Reserved.
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    NCUA Insured Your Savings Federally insured to at least $250,000 and backed
    by the full faith and credit of the United States Government.
    National Credit Union Administration, a U.S. Govt. Agency.
    Equal Housing Lender
    We do business in accordance with the Federal Fair
    Housing Law and the Equal Credit Opportunity Act.