Vehicle Loans
Apply for a New or Used Auto Loan
Maximize your car-buying power with fixed, competitive rates. Whether you’re buying from a dealership or an individual, our easy online application gives you quick approval.
Email loans@veritasfcu.org for additional details.
Refinance your Current Auto Loan
Bring your auto loan to VFCU for low rates and a great money-saving opportunity, with no refinance charge. Fill out the online application, and before you know it, you’ll be on your way to lowering your monthly payments.
Email loans@veritasfcu.org for additional details.
For used cars: consult NADA/JD Powers Blue Book for retail value to calculate maximums.
Start here: Free Credit Report
Before you start the process, get a free copy of your credit report (once every 12 months) from each credit reporting company to ensure that the information on all of your reports is correct and up to date. Your credit report helps to determine your eligibility and your rate.
Our variety of loans can help.
We all have times when we could use a little extra cash. Whether you’re looking to purchase a car or home, consolidate debt, pay your taxes, finance a major purchase, pay for unexpected expenses, or just pay for that much-needed vacation, our variety of loans can help. We also provide equity and line-of-credit loans.
Motorcycle. Boat. Collateral Loans.
Whether you crave the boundless freedom of the open sea or the wind in your hair on the open road, we’ll help you buy the things that move you. For those of you who love the extreme adventure of a Sea-Doo, a wild excursion on an ATV, or maybe a cross-country trip in a Winnebago, our collateral loan will get you there.
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No down payment for those with qualifying credit. 100% financing includes taxes, title, and tags.
- Refinancing available on loans from other lenders. Lower your rate or change your term. *
Call 855-663-8328 or visit a branch to apply for a Boat, Motorcycle, or Collateral loan now!
*Please have the serial or vehicle identification number (VIN) when applying.
*APR (Annual Percentage Rate) is the cost of credit, expressed as a yearly rate. APRs appearing in calculator results are based on your input. Additional terms and conditions, such as vehicle age and mileage, apply. When you apply for credit, your application is subject to credit approval using your credit history, related score, income and other factors to evaluate your request and ability to repay. Run a free check of your credit report occasionally to be sure inaccuracies aren’t impacting your ability to receive credit.