Veritas Federal Credit Union is a friendly community offering financial well-being.

We’re just over 50 years old! We’ve served Nissan North America employees, contractors, vendors, suppliers, and their families since 1973. We also serve multiple member groups and people living in various census tracts in Tennessee and Mississippi.

When you join VFCU, you instantly receive highly competitive rates and lower fees. But you join something bigger. You join a co-op of people looking out for you.

Like a good family, we’re going to tell you if something doesn’t make sense. After all, Veritas means Truth! We’re going to joke with you and we’re going to be serious with you when we need to be. We’re going to hold you accountable for your commitments. We have ways of offering you a second chance if you’ve screwed up and sincerely want to get back on your feet. If you’re full in, we’re going to try our best to help you find the best solutions.

Like most families, we’re happy to be different. We’re not a run-of-the-mill financial institution. Rather than focusing on building company wealth, we focus on helping our members reach financial goals they never thought possible.

Veritas FCU is federally chartered and federally insured. Presently, we are $50+ million strong & serve nearly 5,500 members throughout North America. We’re completely not-for-profit, and are governed by a volunteer Board of Directors. Our headquarters is located across from the Nissan plant in Smyrna, TN, and we have a branch near the Nissan plant in Canton, MS.

Get more out of what you earn. Call 855-663-8328 to see if you qualify for membership.

We're happy to be different.

Join VFCU and Get Benefits

GREAT RATES & DIVIDENDS

  • Exceptional savings and checking dividend rates

  • Below-market loan rates for personal or home loans, for buying or refinancing cars, and more

CONVENIENCE & ACCESS

  • Direct deposit

  • Wire transfer services (incoming & outgoing)

  • 24/7 secure account access through  eBanking and our app

FREE PRODUCTS & SERVICES

  • Free ATM / Debit card

  • No annual fee and CashBack Rewards with our VISA credit card

  • Toll-free member contact center

  • Notary Service: 2 per visit

  • Official checks

FREE EBANKING, EPAY, AND APP

  • Account balance and transactions at your fingers

  • Pay bills online

  • Convenient Veritas app

  • eStatements

  • A2A transfers

  • Remote Deposit Capture (RDC) after first month

Am I Eligible to Join?

You are eligible to join VFCU if you meet any of the following criteria:

  • You are employed by Nissan North America (NNA)
  • You are a contractor, vendor or supplier for Nissan North America and have badge access to any Nissan North America facility
  • You are employed by other organizations which have a “select employer group” or “associational” agreement with VFCU (click here)
  • You have a family member who is a member of VFCU, regardless of where you live
  • You live in a certain portion of the zip codes where Nissan North America facilities are located

You can change employers, move, retire, get married—and never have to leave Veritas Federal Credit Union. Once a member…always a member.

If you are unsure if you can join, come talk with one of our Member Service Representatives.

Changing financial institutions.

It’s not that difficult.

How to Join

If you’re eligible, all you do is open a Share Account with us. A Share Account is the foundation of your VFCU membership. Similar to a savings account, credit unions call it “share” because, by having this account, each member owns a share of the Credit Union. The minimum deposit required is $25. As long as that $25 share stays in the account, you remain a member and have continual access to great loan rates and a wide variety of account types. You also have a say in the decisions we make by electing Board Members to represent you. You could even serve on the board yourself!