HELOCs
Our Home Equity Line of Credit is there when you need it (only available in Tennessee and Mississippi). No interest is charged until the credit line is used*.
- Credit line open for 5 years**
- Usually funded within 5 days of receiving required documents
- Borrow up to 95%*** of your property value
- No annual fee
- Low closing costs.
Call 855-663-8328 or email loans@veritasfcu.org for additional details.
*Home Equity Lines of Credit are variable-rate loans from $10,000 to $250,000, with competitive rates. Depending on credit qualifications, your rate may differ. The plan has a maximum APR of 18%.
**Home Equity Lines of Credit have a five-year draw period followed by a fifteen-year payback period.
***Some restrictions may apply. The maximum combined loan-to-value amount is 95%.
Our variety of loans can help.
We all have times when we could use a little extra cash. Whether you’re looking to purchase a car or home, consolidate debt, pay your taxes, finance a major purchase, pay for unexpected expenses, or just pay for that much-needed vacation, our variety of loans can help. We also provide equity and line-of-credit loans.
*APR (Annual Percentage Rate) is the cost of credit, expressed as a yearly rate. APRs appearing in calculator results are based on your input. Additional terms and conditions, such as vehicle age and mileage, apply. When you apply for credit, your application is subject to credit approval using your credit history, related score, income and other factors to evaluate your request and ability to repay. Run a free check of your credit report occasionally to be sure inaccuracies aren’t impacting your ability to receive credit.