Veritas Federal Credit Union

Share Accounts

A Share Account is the foundation of your VFCU membership. Similar to a savings account, credit unions call it share because by having this account each member owns a share of the Credit Union.
  • Minimum deposit to open and balance is $25.00.
  • Dividends are paid quareterly.
  • Dividend rate is set by the Board of Directors and is subject to change daily.
  • Can be used as collateral on other VFCU loans.
  • NCUA insured.

Select your account ownership

When you open a Share Account, you must choose who will have access to the funds and be accountable for taxes and other ownership responsibilities. The following types of ownership are available:
  • An Individual Account is in the name of one individual member of the Credit Union.
  • A Joint Account is owned by joint members with the right of survivorship.
  • A Payable Upon Death Account will release only to a designated beneficiary(s).

Christmas Club Accounts

The Christmas Club Account lets you save money throughout the year for holiday shopping!
  • No minimum deposit required to open
  • No service charge
  • Use Payroll Deduction or Funds Transfer
  • Access account for inquiries or transfers via eBanking or call 1-855-663-8328.
  • Deposits can be made through October
  • Dividends are paid quarterly.
  • Rate determined by the Board of Directors and subject to change.
  • All withdrawals made before October 1st are subject to an early withdrawal fee (see Fee Schedule for details).

Veritas Federal Credit Union
One Nissan Way
Franklin, TN 37067

Mailing Address:
PO Box 2659
Smyrna, TN 37167

Main Phone: (615) 786-0452
Member Service: (855) 663-8328
Email Us!

Routing Number: 064182605
VFCU NMLS #409723
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Fee Schedule

    - Share Accounts
    - Checking
    - Certificates
    - IRAs
    - ATM/Debit Cards
Other Services:
    - Stop Pay Requests
    - Wire Transfers
    - Direct Deposit
    - Convenience Services

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NCUA Insured Your Savings Federally insured to at least $250,000 and backed
by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Govt. Agency.
We do business in accordance with the Federal Fair
Housing Law and the Equal Credit Opportunity Act.